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Best Methods for Sending and Receiving Sugar Baby Allowance

It is always an exciting moment when a sugar baby and her sugar daddy agree on the allowance. This may be overwhelming at first to most sugar babies new to the game, and they might often find themselves wondering what to do with all the money they are now receiving. A sugar baby payment is like a special income, an infusion of money that will have to be handled appropriately and with care. There are many ways of handling the transaction of the money between a sugar baby and her daddy. Here are some of the most popular methods.

Bank Deposits

One of the most popular methods on the sugar baby allowance guide. This requires some trust as the sugar baby has to give the name of her bank, her full name and her bank account number for him to make deposits directly into her account on a specific basis, be it weekly or monthly.

  • Cons: There is a possibility of certain troubles related to taxes.
  • Pros: This is easy and requires almost no effort from the side of the sugar baby other than in the initial stages.  She can just test you with something like: 'Sugar daddy, send me money', and the deal is done. Besides, keeping money in the bank is a lot more secure than stashing thousands of dollars under a pillow.

One thing to keep in mind is that though most sugar babies have an allowance of under $10,000, regular deposits of a few thousand dollars can still raise some questions from the bank.

RELATED: How to Handle the Money Issues in the Relationship


  • Cons: Anyone who ever received a big bulk of cash knows how easy it is to lose track of your spendings and see it gone way before planned, which is why some money management skills are required for this method to be used. The routine process of handing over an envelope with a few thousand dollars in cash can be awkward for both the sugar daddy as well as the sugar baby. This can also lead to some minor paranoia, having to carry large sums of money, and the more cash, the more paranoid the person.
  • Pros: Untraceable, though this does have its downside. If you lose it - it is gone, and there is no returning.

If this is the preferred method of transactions, make sure to make little deposits into a bank account just in case. Also, get some money orders that will handle the payment of the rent, tuition, and other expenses. These can be found in local post offices and are a safe and untraceable way of paying the bills and generally reducing the stress that comes with handling all that money.

Pre-paid Cards

Arguably the best option there is this day. If there's a sugar daddy willing to send money, there won't be an easier way to do so.

  • Pros: Almost as untraceable as cash. It is fairly easy to reload it with more money. Withdrawals can be made from ATM's and normal use for paying the sugar babies bills.
  • Cons: Lots of trouble in the event that the sugar baby loses it. Make sure that the card can be re-issued without the loss of funds on the card and the account. It is vital that a copy of the card number is kept as well as all the other relevant information.


PayPal is an incredibly convenient way of sending and receiving money without having to bust out all of the sugar baby’s details. All that is needed is an email, after which the sugar daddy is free to send the allowance whenever he chooses to.

  • Pros: Protection of personal information, very convenient, fast and easy to use.
  • Cons: Electronic records are kept of every payment made via the card.

RELATED: Types of Women Sugar Daddies Look For

Other Peer-to-Peer Options

Since PayPal is not the only existing and working payment method out there, it makes sense to look at some of the countless alternatives that are available this day. Hundreds of apps are available that will let a sugar baby gain access to her allowance with only the email and/or username that is tied to the account. Some services worth trying are Venmo and Google Wallet.

  • Pros: Just as PayPal - fast and secure.
  • Cons: Not anonymous, electronic records are kept.
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